Aspenhollow Business Capital, based in Olympia, WA, takes business funding requests from Roy, WA owners in Pierce County by phone and online. ZIP 98580 had 136 employer establishments in 2023, 70.6% with fewer than five employees, and construction made up 58 of them. This page explains what the ZIP covers and which options small contractors can use.
| County | Pierce County, WA |
|---|---|
| Distance | About 17.1 miles east-southeast of Olympia, WA |
| ZIP 98580 employer establishments | 136 (ZBP 2023) |
| ZIP 98580 construction establishments | 58 (ZBP 2023) |
| Roy, WA share of ZIP 98580 land | 0.4% (Census 2020) |
Roy, WA: a dot inside a very wide ZIP
Roy covers just 0.4% of ZIP 98580's land, although the whole town lies inside it (Census 2020 ZIP-place relationship file). Because the town covers only 0.4% of the ZIP's land, the counts below describe the ZIP across a wide part of Pierce County, not the town. Thurston County, WA figures do not describe Roy.
ZIP 98580 had 136 employer establishments, 571 paid employees and $29.0 million in payroll in 2023 (ZIP Code Business Patterns 2023). By our arithmetic, about 4.2 employees per establishment, the smallest average among the six community ZIPs on this site.
Small service firms in ZIP 98580
After construction, the next-biggest groups in ZIP 98580 in 2023 were other services (12 establishments), professional services (11) and administrative and support services (9), and 90.9% of the professional firms had fewer than five employees (ZIP Code Business Patterns 2023). For a one- or two-person firm, needs might include a vehicle, tools, or a short working capital bridge on a larger contract.
Construction is 43% of ZIP 98580 employers
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Construction | 58 | 67.2% |
| Other Services | 12 | 83.3% |
| Professional, Scientific, and Technical Services | 11 | 90.9% |
| Administrative and Support Services | 9 | 88.9% |
| Retail Trade | 7 | 42.9% |
58 of 136 establishments (42.6%, our arithmetic) were construction firms. For a small crew, needs might include a truck, a trailer or a machine, and payroll between draws; see contractor funding, finishing contractors and equipment financing.
Registration and license questions from Roy, WA
How long a Washington state business license takes, what it costs and how to register a business are questions for the state and the town; we do not advise on those rules or fees.
See the industry pages, the Olympia, WA page, or all towns served.
Who Aspenhollow Business Capital works with in Roy, WA
Funding partners consider businesses across most industries in Roy, WA, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Last year's filed tax return for the business
- Government-issued ID for each owner
- Proof of ownership and business registration
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- You call (360) 665-7962 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Owners in Roy, WA can start by phone or with the short online form; no office visit is needed.
By Aspenhollow Business Capital · Updated